Build Financial Applications in Days

Integrate against any bank in the world and immediately start sending payments.

Drop-in compatibility with leading banks across the globe:

Cross RiverGoldman SachsCitibankNordeaSantanderJPMorgan ChaseQontoCross RiverGoldman SachsCitibankNordeaSantanderJPMorgan ChaseQonto

Build Bank Integrations Faster

We built the iso20022.js library to create payment instructions.

We built Fiat Web Services to manage these payments in production web applications against real banks.

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import { Fiatwebservices } from 'fiatwebservices';
const fws = new Fiatwebservices()
const payment = checking.createACHCreditPaymentInitiation([
    {
        currency: 'USD',
        amount: 1250000, // $12,500.00 Dollars
        creditor: {
            name: 'Alex Kan',
            account: {
                accountNumber: '333456118812',
            },
            agent: {
                abaRoutingNumber: '021000021',
            }
        },
        remittanceInformation: 
          'PAYROLL - BIWEEKLY SALARY SR SOFTWARE ENGINEER'
    }
]);

// Send using fiatwebservices.com
fws.transfers.ach.create(payment)

Banking APIs are Broken

Modern web apps have a difficult time sending payments to most banks. Banking APIs make for an unstable foundation for financial infrastructure, and require a lot of work to implement. Payment failures lead to missed payments and lost revenue.

FintechBank of America500500

We Make Sending Files Easier

Fiat Web Services is a drop-in solution for financial institutions to communicate with banks using SFTP without worrying about managing servers.

FintechBank of America